Privacy Policy

This Privacy Policy outlines how ARFA Markets (referred to as “we,” “our,” or “us”) collects, uses, and protects your information when you access our website (https://arfa.markets/) or related services, including mobile applications and other tools (collectively referred to as the “Services”).

By using the Services, you consent to the practices described in this Privacy Policy. If you do not agree with any part of this Privacy Policy, please stop using the Services immediately. This Privacy Policy is incorporated into our Terms and Conditions, and you should read both documents carefully.

1. Who We Are

ARFA Markets operates the Services as an independent internet-based project. It is not incorporated as a legal entity but functions as an online platform to provide its Services to users worldwide.

2. Information We Collect

We collect two main types of information: Non-Personal Information and Personal Information.

2.1 Non-Personal Information

This is information that does not directly identify you as an individual. It includes:

Browser type and version
Operating system
Geo-location (approximate)
Pages visited and duration
Referring/exit pages
Device information

We collect Non-Personal Information using cookies, web beacons, and other technologies. For more information, refer to our Cookie Policy.

2.2 Personal Information

This is information that identifies or could reasonably identify you, including:

Full name
Email address
Phone number
Mailing address
Payment details
IP address
Account login credentials
Any information you provide when registering or using our Services

We may also collect information from third-party platforms (e.g., Google, Facebook) if you choose to sign up or log in using those services.

3. How We Collect Your Information

We collect your information in the following ways:

Directly: When you provide information through forms, account creation, or subscription to our newsletters.
Automatically: Through cookies, analytics tools, and other technologies.
Third Parties: From affiliates, service providers, or public sources.

4. How We Use Your Information

We use your information to:

Provide and manage the Services.
Customize your experience and provide personalized content.
Process transactions and manage your account.
Send service-related notifications, updates, and marketing communications.
Improve our Services through analytics and feedback.
Comply with legal obligations or enforce our Terms and Conditions.

5. Sharing Your Information

We may share your information with:

Service Providers: Trusted third parties who assist us in providing, maintaining, or improving the Services (e.g., payment processors, analytics providers).
Affiliates: Companies within the ARFA Markets group.
Third-Party Advertisers: To deliver targeted advertisements (only if you consent).
Legal Authorities: If required by law or to protect our rights, users, or the public.
Business Transfers: In case of mergers, acquisitions, or asset sales.

All data sharing complies with applicable laws and contractual agreements, including data protection agreements where necessary.

6. Cookies and Tracking Technologies

We use cookies and similar technologies to:

Enhance site functionality.
Analyze user behavior for improvement.
Deliver personalized advertisements.

You can manage your cookie preferences through your browser settings. Refer to our Cookie Policy for detailed information.

7. Data Retention

We retain your Personal Information for as long as necessary to:

Fulfill the purposes outlined in this Privacy Policy.
Comply with legal and regulatory obligations.
Resolve disputes and enforce agreements.

8. Your Rights

For Users in the European Economic Area (EEA)

Under the General Data Protection Regulation (GDPR), you have the right to:

Access your data.
Request corrections or deletions.
Object to data processing.
Restrict data processing.
Data portability.
Withdraw consent.

To exercise your rights, contact us at [Insert Email].

For California Residents

Under the California Consumer Privacy Act (CCPA), you may:

Request disclosure of the categories and specific pieces of Personal Information collected.
Request deletion of Personal Information (subject to exceptions).
Opt-out of the sale of Personal Information.

To exercise these rights, contact us at [Insert Email].

9. Security Measures

We implement industry-standard security measures to protect your Personal Information. However, no system can guarantee complete security. You provide information at your own risk.

10. Children’s Privacy

Our Services are not intended for individuals under 18 years of age. We do not knowingly collect Personal Information from children. If we discover such information, we will delete it promptly.

11. International Data Transfers

If you access our Services from outside [Insert Jurisdiction], your data may be transferred to and processed in countries with different privacy protections. We ensure all data transfers comply with applicable laws.

12. Third-Party Links

Our Services may contain links to third-party websites. We are not responsible for the privacy practices or content of these sites. Please review their privacy policies before providing any information.

13. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy at any time. Changes will be posted on this page with an updated “Effective Date.” Continued use of the Services after changes signifies acceptance.